Why Financial Education Matters Now More Than Ever

Let’s be honest—most of us didn’t get a solid financial education growing up. Sure, we learned how to calculate compound interest in math class (maybe), but we didn’t learn how to budget, how to manage debt, how to build wealth, or how to use money...

Money is one of the most important things in our lives, yet it’s also one of the hardest things to talk about. Whether it’s splitting the check with friends, discussing salaries at work, or teaching kids about spending and saving, these conversations can feel uncomfortable—even taboo.

But avoiding ...

First Things First: If You Need It, Use It

Let’s be real—tax refunds aren’t extra money, they’re YOUR money coming back to you. And if you’ve been waiting on this refund to catch up on bills, handle car repairs, or cover something your kids need, that’s okay. Taking care of immediate needs is a sma...

 1. The Power of the Hustle

Detroit is built on grit, innovation, and multiple streams of income—from Motown legends to entrepreneurs making moves in the city. The lesson? One income stream isn’t enough.
 

💡 Money Tip: Think like a Detroiter—diversify your income through side hustles, investing, or...

Every March, we see shamrocks, four-leaf clovers, and lucky charms everywhere. 🍀 And while a little luck never hurts, let’s be honest—financial success isn’t about luck. It’s about strategy.

The truth? The people who seem “lucky” with money are usually just making intentional financial moves behind...

Let’s be real—sometimes, “treat yourself” turns into “oops, I blew my budget.”

There’s nothing wrong with spending money on things that bring you joy. In fact, financial self-care is about aligning your spending with what truly makes you feel good—both in the moment and in the long run.

So, how do...

Change is coming—faster than many of us expected.

If you work for the federal government or in a government-adjacent role, you’ve likely heard about the Department of Government Efficiency (DOGE) Initiative and the uncertainty it’s bringing. In real time, thousands of jobs are being restructured, r...

Money can feel overwhelming, especially if you’ve ever thought, “I should be further along” or “I don’t know if I’m making the right financial moves.” But here’s the truth: financial confidence isn’t about having all the answers—it’s about trusting yourself to make informed, intentional decisions.

When it comes to achieving financial success, most people think about numbers—budgets, savings, and income. But there’s another critical factor that’s often overlooked: your money mindset.

Your money mindset is the set of beliefs and attitudes you hold about money. It shapes the way you earn, spend...

One of the best ways to take control of your finances without feeling overwhelmed is to build a simple weekly financial review habit. This practice takes less than 30 minutes a week but can give you clarity, confidence, and peace of mind about where your money is going and how you’re progressing tow...

Change can feel overwhelming, whether it’s tackling your finances, improving your health, or pursuing a new goal. But there’s one simple practice that can make all the difference in how you approach change and sustain your momentum: gratitude.

Gratitude isn’t just a feel-good idea—it’s a powerful m...

It’s a new year, and with it comes the opportunity for a fresh start—especially when it comes to your finances. Whether you’re ready to build savings, tackle debt, or simply feel more in control of your money, now is the time to set the tone for the year ahead.

Here’s the good news: You don’t need ...